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Over the course of the last few years many throughout the state of Florida have faced financial hardship. This has led some to seek relief via either a Chapter 7 or Chapter 13 bankruptcy filing. While at the end of the process those people are provided a fresh financial start, they may be dealing with lingering effects of their past financial troubles in the form of shame and related emotions.

In addition to shame, it is not uncommon for those who have filed for bankruptcy to experience feelings of anxiety, fear and grief. This in turn can cause problems with interpersonal relationships that, if not addressed, can linger far longer than the bankruptcy itself. The large number of filers who experience these issues has led to growth in the field of financial therapy.

These therapists work with their clients to change their perception of bankruptcy. Rather than viewing it as a way to deal with financial failure, they are encouraged to see it as a way to take charge of one’s financial life. By selecting this route they are securing a fresh financial start.

While financial therapists can assist with the emotional side of filing for bankruptcy, the filing itself must be handled as well. For the actual filing itself, it is important to work with a bankruptcy lawyer who has handled these sorts of cases in the past. Attorneys who work in this field should be able to help determine the best way to proceed based on the circumstances surrounding your specific situation.

Source: U.S.News & World Report, “Surviving the Emotional Toll of Bankruptcy,” Daniel Bortz, Jan. 18, 2013