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Having a successful business is something that a lot of people strive for. A successful business, however, doesn’t necessarily mean that the owner has financial security. For one successful Florida contractor, filing Chapter 7 bankruptcy came shortly before he was arrested on several charges stemming from his financial difficulties.

The contractor, who was considered one of South Sarasota County’s most prominent contractors, filed for Chapter 7 bankruptcy on Dec. 6, 2013. It seems his troubles may have began in July of 2013 because from then until his bankruptcy filing, he would require a 50-percent deposit on new contracts. Despite that hefty sum, he wouldn’t start the work, which violates Florida Statute 489.126. That statute requires contractors to get permits within 30 days of the payment and then start the work within 90 days of permit issuance.

The man’s company reportedly made $3.3 million in revenue in 2012. More than 50 homeowners, creditors, and subcontractors are attempting to recoup over $1.2 million from the man through the bankruptcy court, who had a reputation for doing quality work.

The man says that his downfall was the result of a poor business climate. He said that he did everything he could to finish the work he was paid to do and keep his company in business.

Even people who have excelled in their chosen field might find that debts are piling up too much for them to handle. Anyone who is facing mounting debts might be able to get a fresh financial start through bankruptcy protection. Understanding the bankruptcy process might help you to determine if it can help you take control of your financial future.

Source: Herald-Tribune, “UPDATE: Venice contractor arrested on theft charges” Shelby Webb, Feb. 27, 2014