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Filing for bankruptcy does not mean that you have somehow failed or are poor. It means that your financial struggle has become too difficult and that you are ready to do something about it. Chapter 13 bankruptcy is the preferred method of debt repayment for small-business owners. While many individuals may want to file their own petition, people looking to restructure debt through Chapter 13 face more complexities than those filing a standard Chapter 7.

An experienced attorney can help individuals understand their rights and obligations when filing a Chapter 13 bankruptcy. Knowing how to exercise every protection granted to you during a Chapter 13 bankruptcy can help you keep your valuable property safe.

A standard bankruptcy petition is confusing enough without including the additional aspects of business ownership. For individuals wishing to restructure debt without giving up their business or assets, speaking to a trusted bankruptcy attorney may help.

Not only can an attorney help keep you informed of your rights during the process, but they also may be able to keep it running smoothly. Even accidentally omitting financial information may adversely impact your bankruptcy petition and discharge. An attorney will know what aspects must be included in the petition and how to go about amending it in the event something is missed.

Filing a Chapter 13 bankruptcy is not just about debt restructuring; it is about having a fresh financial start. With the help of a trusted attorney, you don’t have to face the process alone. You can have the peace of mind that comes with knowing you have been given the advice you need to make the best decision for you, your business and financial future.