First, you are not alone. You are not a failure. You are not the only person who has been hit by a tough economy and financial decisions that didn’t go as planned. You are not the only number your creditors are calling, even though it may seem they couldn’t possibly have time to call anyone else with as many missed calls as you are getting from them.
Do you want to stop the calls? Can you live with them? Do you want to banish some bills and sacrifice some conveniences in order to put the past behind you and start anew with a clean slate? Or do you think in a month or two you will have chipped away at the debt enough with diligent budgeting and will no longer feel as if Florida’s largest sinkhole is yawning open beneath your feet?
The answer to when the right time to file for bankruptcy is different for everyone because everyone’s situation is a little bit different. If you are fairly sure you want the extra relief bankruptcy can bring, it is probably going to be better for you to act sooner rather than delay and see more negatives added to the mix.
By reaching out to The Law Offices of Patrick L. Cordero, PA Attorneys at Law, you can sit down with a practiced professional who knows what to look for, can ask the right questions and help you really evaluate your financial situation. Doing so will help you determine where the greatest relief can be gained and how to go about achieving that yearned-for solace.