Everyone goes through tough times. For some people, the tough times seem endless. Late notices, missed payments, collection calls, all reminders of just how difficult things actually are. For many people, this constant bombardment of debt makes them want to hide, not answer the phone or even open their mail. Even though you may feel completely powerless and out of control, don’t underestimate the power of a friendly phone call.
When to Call a Miami Bankruptcy Attorney
As much as it feels like it, your bank is not out to get you. They may be willing to help and work with you to avoid accruing fees and penalties. Reaching out to them may also help your case. If they know you are struggling, they may offer information and resources to you that you were not aware of. Depending on where your car loan and mortgage are serviced, speaking with your bank may help ease your mind about those things too. If you stay informed and connected to your financial institution during this period, it’s possible you may have an even better relationship with them when the tough times are over.
Bankers are not mind-readers. The onus is on you to explain your precise financial situation and how you plan to fix the issues. However, if initial attempts to determine an outcome are unsuccessful, it may be time to speak with a seasoned Miami bankruptcy attorney who will help you present your position before the bank effectively.
Determining an Effective Solution With Your Miami Bankruptcy Attorney
Your lender will not have too much patience about your hard times. Stay brief and sharply focused on the problem, and list out the specific remedial actions you plan to take.
Do not make your bank guess what may or may not work for you. Formulate a proposed solution based on your unique financial situation. You can do this with the help of your Miami bankruptcy attorney.
Being in debt is scary, but being alone and in debt is even more so. Reaching out for help may be in your best interest. If the weight of the situation is too great, you might benefit from talking to an attorney. With their help, you can decide on a path to financial freedom. Whether through debt consolidation or bankruptcy, it is possible to get back on track. There are always options available to help you get in control and stay top of your finances.
Dealing With Debt? A Miami Bankruptcy Attorney is Your Best Option.
If you are struggling with your finances, then you need a bankruptcy attorney in Miami who cares. A Miami bankruptcy attorney can help negotiate a deal with the banks to reach a desirable outcome. Call Patrick L. Cordero Law Offices today at 305-445-4855 or contact us online for an appointment to learn how you can address your debt once and for all.