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WHEN A TAX REFUND MEANS CHAPTER 7 BANKRUPTCY

It is tax time again. For many people that means that it is time for a Florida vacation, a new car or some other luxury item that they have waited to splurge on. Others wait until tax time to pay off small debts which they couldn’t catch up on during the year....

WHAT HAPPENS WHEN A PERSON FILES CHAPTER 7 OR CHAPTER 13?

The choice to file for bankruptcy is made by thousands of Americans every year. Many declare personal bankruptcy in the state of Florida and get a fresh financial start. While some may be considering chapter 7 or 13 as an option, others may wonder what happens when a...

PROPOSED LAW COULD OFFER STUDENT DEBT RELIEF IN BANKRUPTCY

Student debt is currently among those types of loans which are not allowed to be discharged in a bankruptcy case. A few lawmakers are trying to change all of that. The two representatives, one Republican and one Democrat, are working together to try and reform the...

CHAPTER 7 OR CHAPTER 13: WHAT’S THE DIFFERENCE?

For those who have become overwhelmed with personal debt, bankruptcy can be the relief they need to get a fresh start. Some may wonder, however, whether Chapter 7 or Chapter 13 is for them. What are the differences and how should one choose? Florida residents who are...

CHAPTER 7: THE GOOD AND THE BAD

The decision to file bankruptcy can be a difficult one to make. On one hand, people must consider how their credit will be affected, how their reputation could be tarnished, and how it may affect how they feel about themselves. On the other hand, it could be...