Last week our Miami bankruptcy law blog discussed how Florida State College at Jacksonville agreed to set their own limits regarding how much some students can take out in federal loans. Today we will discuss why the school has chosen to pass this recommendation and...
HOW TO DEAL WITH CREDITOR HARASSMENT ARCHIVES
FLORIDA COUPLE GIVEN PERMISSION TO SEIZE BANK OF AMERICA’S ASSETS
The tables turned on lending giant Bank of America earlier this month when a Florida couple was granted permission to seize the bank's assets. As we have mentioned in previous posts on our Miami bankruptcy law blog, the foreclosure crisis has affected...
DEBT COLLECTORS PUSH TO CHANGE LAWS GOVERNING DEBT COLLECTION
Currently, consumers in Florida and the rest of the United States are protected under certain laws from creditor harassment. However, the Association of Credit and Collections Professionals announced Monday that they hope to change laws that would make it easier for...
CAN CREDITORS GO AFTER RELATIVES OF DECEASED FOR UNPAID DEBTS?
When a loved one passes away, the last thing surviving family members want to be concerned with is whether or not all of their loved one's debt is paid. However, along with grieving the death of a loved one, Florida families may be required to address their deceased...
ARE FAMILY MEMBERS RESPONSIBLE FOR PAYING DEBTS OF DECEASED?
Earlier this week, our Miami bankruptcy law blog discussed the Federal Trade Commission's recent publication regarding the collection practices of a deceased individual's debt. The FTC reported that the agency will not go after companies who attempt to collect on a...
FLORIDA WOMAN VICTIM OF BILL COLLECTOR “HOPSCOTCHING”
Though there are laws in Florida regarding how debt collection agents can do their jobs, this does not stop many from attempting to collect the debt using threats and harassment. A Florida woman knows that all too well. The kicker? The debt over which she is being...
UPDATE PROPOSED TO TELEPHONE CONSUMER PROTECTION ACT
With the widespread availability of cell phones and wireless plans, across the country individuals are abandoning their landline telephones. There are a variety of reasons for this. Some people are trying to save money. Others deem it to be unnecessary. Whatever the...
COLLECTION FIRM CLOSED AFTER BIZARRE CASE OF HARASSMENT REPORTED
Today's economy has put many people in financial situations they never thought they would find themselves. Every day individuals throughout the state of Florida are contacted by debt collection agents seeking money owed on a variety of things including...
COLLECTION AGENCIES RACKING UP MORE LAWSUITS
Consumers who owe money to creditors in Miami know that sometimes collection agencies are too aggressive. They call in the middle of the night. They call several times a day. They bother consumers at their workplaces. Though these and other forms of harassment...
BASIC TIPS ON HOW TO DEAL WITH DEBT COLLECTORS
Debt collectors are becoming increasingly more aggressive. The Federal Trade Commission (FTC) has logged more than 140,000 complaints in the past year. The FTC is responsible for enforcing the Fair Debt Collection Practices Act (FDCPA) and ensuring that debt...