Outraged consumers have charged collection firms with creditor harassment for decades. From Los Angeles to Miami, the federal government is targeting those collection operations that are wildly deceptive--sometimes, illegal--in their tactics. Currently, the Federal...
HOW TO DEAL WITH CREDITOR HARASSMENT ARCHIVES
UNETHICAL DEBT COLLECTORS CROSS THE LINE WITH UNETHICAL CONDUCT
Creditor harassment is on the rise throughout the country including Miami. Although federal laws protect consumers against unfair debt collection practices, collection agencies still use abusive practices to try to collect money from consumers. At some...
DEBT DOES NOT STRIP DEBTORS OF RIGHTS
Throughout the state of Florida, individuals are drowning in credit card debt. Florida residents are not alone in this. Throughout the United States, studies recently indicate that on the average, consumers carry four credit cards. In total, the average debt is...
DESPITE REGULATIONS, CREDITOR HARASSMENT CONTINUES
Creditor harassment and inflammatory threats are prohibited by law. Yet, these illegal activities continue by over-enthusiastic debt collectors. While these debt collectors' calls are annoying, some firms even ignore U.S. bankruptcy regulations, making persistent...
CONSUMERS FACED WITH DEBT ALSO HAVE TO DEAL WITH DEBT COLLECTORS
A 53-year-old professional drummer was having the time of his life before the hard economic times hit throughout the nation and in Florida. In 2008, his world came crashing down when he no longer received calls for work, a lull that lasted months. Due to daily...
ARE YOU AWARE OF CREDITORS’ NEWEST TACTICS?
Individuals facing financial hardship in Miami and throughout the nation are handling a lot of stress. In addition to the guilt that many feel surrounding the issue, they may be dealing with creditor harassment as well. Collection agents are constantly changing the...
COLLECTORS BECOMING MORE AGGRESSIVE WITH CREDIT CARD DEBT
Miami is not immune to the growing credit card debt of other Americans. As long as an individual's cash flow is sufficient and his/her debt management skills are first-rate, this increasing indebtedness may not pose a problem. However, if cash flow falters, consistent...
TAKE DECISIVE ACTION WHEN FACING DEBT COLLECTORS
If you live in the Miami area and have heard from one or more debt collectors recently, understand your rights and take action as soon as possible. This is critically important to avoid creditor harassment for debts you may feel are no longer valid. The Fair Debt...
COUPLE WON’T BACK DOWN AGAINST ABUSE FROM COLLECTORS
This blog has previously reported on the lengths that creditors and debt collectors will go to collect money they are owed. This story out of another state, will leave a bad taste in most of our Miami readers' mouths. A man who bravely served his country and suffered...
DEBT COLLECTORS REACHING DEBTORS THROUGH SOCIAL MEDIA
When most people log on to their social media page they expect to hear about a niece's recital, a friend's softball game, answer a Farmville request, or to view a picture of a cute puppy accompanied by some random words of wisdom. What they don't expect is a message...