HOW TO DEAL WITH CREDITOR HARASSMENT ARCHIVES

Two fraudulent debt relief service companies, including one based in Florida, have been shut down by the Federal Trade Commission after it was determined that they duped unsuspecting consumers into paying for debt relief services that were never provided. The...

Florida residents may be interested to know that JPMorgan Chase & Co was recently ordered to fix credit card procedures including debt collection. They were also told by U.S. bank regulators to pay back over $300 million to customers who were harmed by the bank's...

Miami area residents may have heard of a recent Federal Trade Commission lawsuit that cost a harassing debt collection agency $1 million. The company not only harassed people with text messages, it also violated the Fair Debt Collection Practices Act by informing the...

According to a report released by the National Consumer Law Center, state laws vary as far as affording protection from creditors is concerned. The advocacy group found that few places had adequate exemption laws, or laws designed to protect families from losing all...

Florida consumers should know that the Consumer Financial Protection Bureau is looking to create new guidelines that will place restrictions on the actions of debt collectors. While a representative for the CFPB states that collection is an important part of...

Feedback from consumers in Florida and around the country about their experiences with debt collection agencies is being requested by the Consumer Financial Protection Bureau. While the agency has noted that collection practices are necessary to keep credit available...

After the bankruptcy process is over, it may be a good idea for residents of Florida to check their credit report to make sure the information is being correctly reported. Because one is no longer subjected to phone calls from debt collectors, it may not seem...

Keeping an eye on what your credit card company is charging you for is one way that you can make sure you are being as financially responsible as possible. While some charges are permissible and must be paid, other charges may not be considered fair and might not have...

Getting anything in the mail from a debt collector makes for a stressful situation, especially if there isn't money available to pay the bill. For some people, understanding the wording on these letters can lead to a misunderstanding about the expectations the...

Capital One has been in the news lately, and it hasn't all been good. Wording in the credit card provider's contracts has led some people to believe that the company had the right to come to a person's home to collect on a debt. Capital One, however, is combating the...