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In one of our blog posts last week, we discussed the case of the debt collector who was arrested for making threats to debtors and lying to the debtors. That post might have some of our Florida readers wondering what debt collectors can do and what they can’t do. Our readers might like to know their legal rights when it comes to debt collectors. We can help you better understand what you need to know to keep yourself protected against unscrupulous debt collectors.

You have probably heard the old saying that knowledge is power. Debt collectors hope that you don’t have the knowledge of the law that is necessary to keep your rights protected. They assume that you don’t know what they are legally forbidden from doing. They hope you don’t find out.

You have several methods available if you want collection calls to stop. You don’t have to live in fear of the debt collector being on the other end of the line when you answer the phone. One method you might be able to use when dealing with debt collectors is to file bankruptcy. When you file for bankruptcy protection, the collection calls stop.

Whether you are facing mounting medical bills, out-of-control credit card debt, a past due mortgage or late payments on car loans, bankruptcy might help you to enjoy some relief from those bothersome phone calls. We can work with you to come up with a solution that lets you enjoy a fresh financial start that begins with putting an end to harassing phone calls from creditors.