In one of our posts last week, we touched on how it is vital for people who are facing foreclosure to stay aware as they move through the process of trying to keep their home. Some people are preying on the desperation of people who want to save their home by using...
Bankruptcy and Foreclosure Proceedings
FORECLOSURE STILL PLAGUING FLORIDA, BUT IMPROVEMENTS NOTICED
When it comes to foreclosure, it is no secret that Florida has had more than its fair share of difficulties. It seems as though those troubles haven't quite gone away yet. Florida is still one of the states at the top of the foreclosure list. While some people are...
EMOTIONS ARE PART OF THE BANKRUPTCY PROCESS TO STOP FORECLOSURE
We have discussed a lot of bankruptcy issues in this blog. Since we have discussed the financial implications, we need to talk about the emotional aspects of bankruptcy. The truth is that while bankruptcy can provide a lot of relief from financial strains, it can also...
USING A SHORT SALE TO STOP FORECLOSURE IN FLORIDA
If you are dealing with an underwater mortgage and are having trouble making the payments, you might start to think that you don't have any options other than to just sit back and allow the foreclosure process to take place. That isn't always the case. Some of our...
FLORIDA HOMEOWNERS CAN REFINANCE NOW AT LOW INTEREST RATES
It's said that timing is everything, and that can be especially true when it comes to financial matters. Florida residents may be interested in knowing that some in the financial industry believe that interest rates will again be climbing later this year. If that is...
LOOK INTO GOVERNMENT PROGRAMS TO HELP AVOID FORECLOSURE
Floridians who are struggling to make their monthly mortgage payments and fear foreclosure can turn to some programs that President Obama initiated. The administrators of most of the below programs for American consumers are the Departments of Housing and Urban...
FORECLOSURE ALERT: ZOMBIES ARE LOOSE IN FLORIDA
We have often discussed how foreclosures are affecting some families in Florida. While some people opt to fight that foreclosure, others decide that it is best to simply move on. Those people move out of the home that is being foreclosed upon. In some cases, those...
BEWARE OF THE CYCLE OF DEBT FROM PAYDAY LOANS
It's no secret that the owners of payday loan companies reap huge profits off the backs of their low-income customers. Poorer neighborhoods in and around the Miami area are dotted with them, block after block. While it can be a good thing to have somewhere to turn in...
BANKRUPTCY MIGHT GIVE YOU FREEDOM THAT PAYDAY LOANS CAN’T
In our last blog post, we discussed how falling into the cycle of payday loans can lead to financial devastation. Sadly, some people might feel the pressure of creditors in such a way that they feel they have no other options available. In some cases, people are...
FORECLOSURES DROP; FLORIDA STILL TOPS THE LIST
Foreclosures in Florida have been a big problem since the Great Recession. While the nation as a whole is recovering from the foreclosure boom, Florida still tops the list of states with the most foreclosures with more than double the state in the number two slot....