HOW TO DEAL WITH CREDITOR HARASSMENT ARCHIVES

Last week we wrote a post on debt collectors who were seeking to collect using social networking sites such as Facebook. While this approach may feel invasive it is certainly not the only approach taken by debt collectors that seems extreme. In all too many instances...

A lower court judgment that was overturned by the Third Circuit Court of Appeals recently regarding the wording of a letter from a debt collection agency may have a positive effect on Florida consumers plagued by such letters. The ruling was made on the basis that the...

If someone living in Florida is receiving constant calls from a creditor, they have options for stopping the harassment. There are federal laws regulating the way that companies attempting to collect on a debt can contact individuals, so creditor harassment isn't...

Many Florida residents have old debts that were not disputed properly or were simply left unpaid due to lack of financial means. Paying these old debts off does provide some benefits, but it's not something that should be done without careful consideration, according...

Many Floridians with debt may be subjected to unfair debt collection practices. When businesses such as a hospital or credit card company stop trying to persuade Floridians to pay debts owed, they often sell the debts to debt collectors. These debt collectors often...

Regulators in a variety of states are concerned that debt collection agencies are abusing the legal system to go after individuals who are late paying credit cards. The concern is that Florida residents, and people across the nation, are being taken to court for debts...

The Consumer Financial Protection Bureau, or CFPB, is a federal agency that checks to see if large banks with assets over $10 billion are compliant with rules meant to protect consumers, including those in Florida. It was created by the Dodd-Frank law in 2010. The...

For Florida residents who are currently behind in their bills and feel they are being harassed by pesky debt collectors, help is on the way. A relatively new government agency, the Consumer Financial Protection Bureau (CFPB), formed in 2011 has begun targeting...

Harassment from debt collectors can be a huge problem for Florida residents with debt such as unpaid medical bills or student loans. Unless borrowers assert their rights, debt collection agencies often use abusive tactics like calling multiple times a day. Even people...

Florida residents who have been harassed by debt collectors may be interested to hear about some help from Uncle Sam. According to a news report, consumers who feel that they've been subjected to creditor harassment now will have two federal government agencies to...