Dealing with debt collectors isn't likely on a list of anyone's pleasurable activities. There are some instances in which dealing with creditors or third party collection agencies can be a real test of patience. Fortunately, consumers do have some rights when dealing...
HOW TO DEAL WITH CREDITOR HARASSMENT ARCHIVES
MIAMI WOMAN SEEKING DAMAGES FOR BANK’S ROBOSIGNING
A south Florida woman is causing some trouble for financial leader JP Morgan Chase Bank by filing a claim alleging that the bank's credit card division engaged in fraud. On March 11, the Miami resident filed suit in the Southern District of Florida. Among other things...
DEBT COLLECTIONS ON DEBTS NOT OWED RUNNING RAMPANT
Dealing with creditors isn't something that most people want to do. When you know that you don't owe the debt, dealing with the bill collectors is even worse. An annual report by the Consumer Financial Protection Bureau shows that the case of creditors trying to...
FLORIDA RESIDENTS CAN END DEBT COLLECTION HARASSMENT
What is worse than getting calls from debt collectors? How about getting calls from debt collectors when you don't actually owe them any money? Such is the situation faced by one Cape Coral couple who kept getting collection calls for a woman with a name...
BE WARY OF PUSHY DEBT COLLECTORS
Anyone who has debts that are behind has likely answered the phone only to find out that the caller is a debt collector. These phone calls can go downhill fast. In some cases, the caller might be a legitimate debt collector who will try to work with you to get your...
WHAT FLORIDA DEBT COLLECTORS MAY AND MAY NOT GET AWAY WITH
A Florida debt collection agency contacted a consumer via mail regarding an alleged past due amount of $128. The consumer was unsure about the origin of the debt and requested further clarification from the agency over the phone. He was told only that it was about...
ARE YOU JUDGMENT PROOF? WHAT FLORIDA RESIDENTS NEED TO KNOW
Miami residents trying to get their financial houses in order may wonder what the effect is when one has a judgment levied against them by the courts. The answer really depends on many factors. Some debtors may have their wages attached or even have some of their...
MAN CHALLENGES VALIDITY OF DEBT COLLECTOR CLAIMS, CLAIMS DROPPED
When you owe someone money, the last thing you probably want is to have to deal with are constant reminders about the debt. It seems, however, that some debt collectors think that if they use scare tactics or harassment, that debtors will magically be able to pay the...
DON’T FALL FOR SHADY DEBT COLLECTOR TACTICS TO TAKE YOUR ASSETS
It seems so easy to just ignore phone calls and notices from collection agencies but doing so might prove to be detrimental to your finances. In some cases, bottom-feeder debt collectors are betting that consumers don't really pay attention to notices they send....
CAN DEBT COLLECTORS USE SOCIAL MEDIA TO TRACK CONSUMERS?
Many Miami residents enjoy updating their social media sites and have carefully curated their LinkedIn, Facebook and Twitter pages. What most consumers never consider as they utilize social media in their interactions with family, friends and business contacts is that...