A debt collection company has been ordered to pay $4 million in penalties imposed by the Federal Trade Commission. The penalties relate to the company's violations of the Fair Debt Collection Practices Act and the FTC Act. Allegedly, the debt collection agency...
HOW TO DEAL WITH CREDITOR HARASSMENT ARCHIVES
$20 DEBT LEADS TO CREDITOR HARASSMENT, LAWSUIT CLAIMS
When big companies extend credit to people, they are taking a chance that the person will repay the money. For the most part, people will pay those bills. There are some instances in which the person is unable to pay for the bill for whatever reason. In those cases,...
BASIC INFORMATION ABOUT THE FAIR DEBT COLLECTION PRACTICES ACT
Dealing with creditors isn't high on the list of activities considered fun for most people. Regardless, if the debt collectors are calling, it is important for you to know your rights. These rights are covered under the Fair Debt Collection Practices Act. That act,...
DEBT COLLECTORS AND CREDITOR HARASSMENT
Florida residents with spotty credit histories may find their debts have been turned over to debt collection agencies who try various methods to get the debt repaid. Some of their methods can definitely be annoying if not outright...
VIRTUAL DEBT COLLECTORS DON’T NEGATE YOUR RIGHTS
The face or sound of debt collection might be shifting. This shift, however, might not be in the form that you might think. Debt collectors are turning to virtual methods to deal with people who they allege owe them money. Florida residents who have outstanding bills...
IDENTITY THEFT: WHEN DEBT COLLECTORS GO BAD
Florida residents who are faced with an ever-increasing mountain of debt are probably quite familiar with calls from debt collectors. While some of them are polite and follow the laws regarding prohibited actions, some become hostile or profane and berate debtors for...
CAN A DEBT COLLECTOR HARASS ME BECAUSE I OWE THEM MONEY?
Knowing that you owe someone money isn't a fun thought. When that creditor starts to harass you about the money you owe, you might start to get frustrated or angry since being harassed about anything isn't pleasant. For people in Florida, taking action when debt...
DON’T BELIEVE EVERYTHING A DEBT COLLECTOR TELLS YOU
Anyone who has or is receiving calls from debt collectors knows how unpleasant and stressful they can be. The people who call often do whatever they can to get money from you. They can be verbally abusive and intimidating. They also sometimes lie and even break the...
LEGAL AND ILLEGAL PRACTICES USED BY DEBT COLLECTORS
By now, our readers know that we take a firm stance against debt collectors who use unethical and illegal practices to try to collect debts. It is important that all of our Florida readers know and understand how to handle debt collectors who don't follow the legal...
CONSUMER BANKRUPTCY MAY BE ANSWER TO CREDITORS CALLING REPEATEDLY
Dade County residents who have fallen behind on their bills may be feeling stressed out over creditors calling them and confused over the best path back to financial solvency. The first thing they must do is get an accurate picture of their finances. To do this, it's...