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For anyone who is facing a foreclosure, hearing stories about people who were able to stop the foreclosure process is almost like a breath of fresh air. Those stories aren’t as common as stories about people who lose their homes to foreclosure. If you are facing foreclosure on your home and need to hear a story about someone who overcame foreclosure, the North Miami Beach Mayor has a good story.

The mayor, who was initially elected in 2011, makes $3,600 each year as mayor and has an expense account of nearly $27,000. He also owns a property-tax appeal company. He has lived in his home since 1999. He says that the foreclosure process on his home, which was initiated by Bank of New York Mellon, was the result of the economic meltdown.

His business has recovered and he says he worked hard to fix the matter. On Feb. 1, 2014, the foreclosure was settled and dismissed. He says everything is now up to date.

He is facing a lawsuit filed in 2012 by Wells Fargo against him and his company, but he says it is a business matter and he is working with his attorney in an attempt to resolve it.

As the mayor said, stopping foreclosure is hard work. If you are facing foreclosure on your home and want to find out if you have a way to stop the foreclosure proceedings, seeking advice from a Florida bankruptcy attorney may help you to understand your options. Whether you need to file for bankruptcy or try to get your mortgage refinanced, it is important that you understand your responsibilities and rights throughout the process.

Source: Miami Herald, “North Miami Beach mayor settles foreclosure case” Anthony Cave, Feb. 10, 2014